When moving, accidents are bound to happen, no matter how you carefully choose your moving companies. No amount of research can 100% guarantee that there will be no bumps, cracks and lost items along the way so, as always, it is best to come prepared than be sorry later.

Knowing your options will give you an advantage. Asking the right terms with your choice of moving company will put you in better understanding of things.

Let’s take valuation first. Valuation is what your moving company provides at no additional cost. It is automatically part of your moving contract. Valuation is the predetermined amount of liability that is stated in your moving contract and usually bore no relationship to the actual value of your possessions.

Insurance is what you buy from your home insurance agent. If you already bought one a long time ago, then you should talk with your insurance agent prior to moving date so both of you could assess your coverage. Other times, it is called Goods in Transit insurance and this can also be bought directly from moving companies. This will include breakage and theft during transfer.

A good moving company should make sure they are efficient in making claims and your interests should be prioritized if and when accident happens.